Seed Money in Action

(excerpts from Seed Money in Action by Jon Speller)

We should love money for the good it can do.

Functioning properly, money is "green energy." As energy it feeds the hungry, shelters the homeless, heals the sick, provides access to knowledge, opens the world to everyone through travel, and allows the comforts and pleasures desired by the whole human race.

One of the things for which money can be used is as Seed Money. This means that we can so use money that we reap a harvest of multiplied money and those things which can be purchased with money.

Money which is hoarded is useless, for money is only a medium of exchange. Money as energy is God in action, a means of doing good. As buried treasure it is inert, serving no one, doing nothing. Think of it as a living means of acquiring good for yourself and for everyone.

God works in mysterious ways. Often Seed Money tenfold return is not just tenfold in kind,but has added attributes of good beyond the expectation of the practicer of the Seed Money technique.

We should believe the principle.

Many people don't understand how the giving of Seed Money produces its tenfold return without any risk whatever. But it is a fact. The Law of Tenfold Return always works.

The reason there is no risk whatever in the principle of Seed Money is that it is rooted in the Holy Scriptures, "But my God shall supply all your need according to his riches in glory by Christ Jesus."

Jesus said, "What things soever ye desire, when ye pray, believe that ye receive them, and ye shall have them." He did not say that you won't have them. He did not say that you might have them. He said that you shall have them.

The key word Jesus used there is "believe." There is no room for chance in believing. There is no room for chance in the Law of Tenfold Return.

The giving and receiving of Seed Money is an act of one human soul, and the soul is always individual. You must never allow another's disbelief to interfere with an act of faith which is your very own.

As God can satisfy every desire, the only limitation on Seed Money returns is you, yourself. You alone can affect your reaping of your tenfold harvest—regardless of the amount involved.

There is no Divine Limitation, only our human one.

As there are many forms of wealth, so your tenfold return from Seed Money giving is not necessarily in the form of currency. Remember that money is solely a medium of exchange. The goods and services you acquire with it are what is important, not the money itself.

The Law of Tenfold Return can fulfill every righteous desire. It is not limited by price. It is not limited by lack. The resources of God are unlimited, and every human being has direct access to these resources.

We should trust in and demand God's bounty.

In trusting God one cannot fear—and the principle of Seed Money demands absolute trust in God. If you fear, what you get is what you get.

But your supply is only equal to your demand, and it is up to you to make your own demand on the abundant bounty of God. There is no lack of supply, only a lack of demand. You have to claim what you want, not what you don't want.

The correct use of the Seed Money formula leaves the means of providing the tenfold return to its ultimate source, God.

Seed money is your thanks to God for that which you shall receive. When you plant a seed, or a shoot, in your greenhouse, you expect it to become a full-grown plant, or you wouldn't bother to go through the effort. So it is with planting Seed Money. First comes the seed, then comes the full blossom.

In utilizing the Seed Money principle you are saying in effect, "Here's the seed I plant. Here's the investment I make with God. Here's the money with which I bless my fellow human beings. I claim my tenfold return."

Freely give to freely receive—in turn receive to keep giving.

You must forgive your creditors and forget your resentments toward them. And it is also important that you forgive yourself—you cannot really forgive others without forgiving yourself, nor can you really forgive yourself without forgiving others.

We should ask for tenfold return.

The answer to why tenfold and not elevenfold or twentyfold or thirty-fivefold or a millionfold is quite simple. The number 10 is the easiest of all to multiply by. You merely add a zero to the figure with which you start. The zero is symbolic of the fact that it is nothing for God to send you your multiplied return, that to God it is less than the air you breathe to make available your Seed Money return.

Multiplying by ten is easily done, and easier to set in your mind.

Why shouldn't you try to receive a millionfold return? Because you must be able to conceive yourself as having the amount you claim. In order to receive a millionfold return you must be able to imagine that you already have it. Doubt shuts off our return, creating a block. It will be the doubt that we receive. One must crawl before one can walk, and walk before one can run.

So the proper method is to start the process of giving—planting—but plant no more than you can conceive yourself as receiving tenfold in return. Then lay positive claim to that.

Claiming a specific amount makes the receiving of it both easier and more rapid. Actually, you are in no way limiting yourself by making a claim for a specific amount because you can apply and reapply the principle an endless number of times either in succession or concurrently.

Claiming a specific amount also allows the psychological process of heightened awareness to work for you.

We should feel gratitude and give thanks.

Your tenfold return must be important to you—important enough to call forth from you a fullhearted thankfulness as well as the necessary mental effort. Gratitude is the open door to abundance. It helps to shorten the time required for your receiving your tenfold return.

Gratitude is an indispensable catalyst in the working of the law of tenfold return.

Before we can expect more we must give thanks for that which we already have.

Everything is in its source from God—what we have received and what we are receiving through the Seed Money principle.

By giving thanks for what we already have—including that part which we are giving as Seed Money—we help to expand our Seed Money to its tenfold return.

We should be conscious.

When exercising the Seed Money principle, never limit the channel from which your return may come. As God is the source of everything, His channels are unlimited.

However, because of subtle negative thoughts which seem to originate with many people when they have "many irons in the fire," it is recommended that they, at first, sow their Seed Money successively. Then each tenfold return helps to fortify faith in the next.

Your work within the Seed Money principle is also to leave all constructive ways open for it to reach you after claiming the tenfold return of your gift. Do not pay the slightest attention to where your tenfold return is coming from. That is neither your work nor your responsibility. God takes care of both the means and the manner.

You do have to recognize it when you receive it, however. The reason some people do not recognize their tenfold return, even when they have received it, is because the way and manner of a tenfold return is generally unexpected.

Some people always give up before they get their return because they set a time limitation when they plant their Seed Money. That is a great mistake. God knows but one unit of time—now.

When we give our Seed Money and claim our return we must know that our tenfold return has already been made. Any thought that the return will only be made in the future will postpone our return indefinitely.

How long will it take to receive a return? Time is a human concept. Do your work faithfully and go happily about your normal business. As certainly as the day will dawn on the morrow your effort will be rewarded.

There is also an after-the-fact technique which invariably helps to shorten the time required for receiving tenfold returns. It aids in registering the pattern clearly in your mind.

Imagine that you have the return in hand. That much you must do. Then, to that add the mental picture of exactly what you are going to do with the money.

It is very important for us to get out of our mental patterns of poverty—to realize that, as God knows no lack, neither do we. The individual must get himself out of the vicious circle of need and poverty. He must stop focusing on them and instead focus on receiving, having, sharing and giving.

We should give fullheartedly.

The plain and simple truth is that you must start giving before you can start receiving.

The gift itself not only mentally sets in motion a cycle of ever-increasing energy—which returns to you in your tenfold return—but it also serves to fix firmly in your mind the image of the desired return.

In addition to making your Seed Money gift to start the flow of prosperity to you, believing that you have already received your multiplied return is your only work.

Practice this art of believing specifically as an actor practices his lines, as a champion golfer practices his swing, as a great concert pianist practices on his instrument. There is no other endeavor in life which can pay off as well.

We find in Genesis that "God saw everything that he had made, and, behold, it was very good." When you declare that your tenfold return is "with good to all concerned," you are keeping the entire transaction on the proper level, "very good" in every respect.

The spirit in which you give is the most important thing about your gift. Why? It is intrinsic to your state of mind and it will carry through into your multiplied return.

When an opportunity to give is offered to you, if you consider giving and then decide against it, saying in effect, "I better not, I may need it myself," you will most certainly need it yourself.

If you give grudgingly or calculatingly these configurations will be present in your return.

If, however, you give boldly, generously, fullheartedly, impulsively, spontaneously, it shall be given to you tenfold in the same manner.

There is a spiritual energy which flows through every human being. This spiritual energy which flows through your mind will flow into whatever pattern you conceive, and as all energy works in a circuit, the energy which flows through your mind brings back to you of its invisible circuit the material counterpart of your thoughts, words and emotions.

So, if you pattern the spiritual energy which flows through your mind with a lack of good, a lack of good will appear to be returned to you. If instead you pattern this spiritual energy with happiness, happiness will be returned to you.

The principle of Seed Money is very simple:

1. Plant the Seed Money. Give the amount you wish to the organization or person you wish.

2. Now you cultivate your claim. Immediately after you make your gift, and as soon as you are alone, make your tenfold claim in the following manner: "Dear God, I have received $___(tenfold the exact sum you have given) in return, with good to all concerned. Thank you. Thank you. Thank you."

3. Repeat this formula, time and again. Say it just before you fall asleep. Say it during the night if you waken. Say it several times the first thing in the morning. Do it enough and then relax and follow your normal routine. It is not necessary to overwork.

4. Start your work at a modest level, but high enough so that your gift and your multiplied return are both important to you, so that you will do the work as outlined conscientiously. If you start at too high a level so that you may begin to wonder from where all the money is coming, you are liable to incur doubts. Avoid doubts or they will manifest themselves in your results.

5. Tell no one of your claim or work. Do it in private. You may do it silently or aloud. You may write down your claim or claims and refer to them at times to refresh your mind. The only work you have to do is to impress the pattern on your mind.

6. In the event that your multiplied claim is not returned as rapidly as you think it should be after you have made your gift and done the work on your claim to the best of your ability, carefully repeat the above steps.

7. Give your gifts in the spirit of complete love and trust. Give boldly, happily, impulsively, fullheartedly, lovingly and generously. It will return to you tenfold in the temporal counterpart of those spiritual qualities.

Know that the law of tenfold return is always in operation. The Seed Money principle works in your favor when you work it. No one else can do it for you. You must do it for yourself—just as you must breathe for yourself.

Daily Affirmation for Seed Money in Action

I know WHO I AM.

I AM the Selector, the Director, the Guide, the Pattern Maker, the Blueprinter of that Unlimited, Unformed yet All-Powerful, Completely Obeying, Infinite Energy which every instant of my Life flows through my mind.

I AM the Eyes, the Fingertips, the Consciousness of that Infinite Energy.

I AM the Sole Ruler and Absolute Monarch of that Infinite Energy which flows through my mind.
That Infinite Energy is my Omnipotent and Willing Servant, follows exactly my every order.
My words and thoughts and emotions FORM that Infinite Energy into the conditions and circumstances of my Life and environment. That All-Powerful Infinite Energy is constantly and precisely fulfilling—transforming—my words and thoughts and emotions into their physical counterparts.

No words or thoughts or emotions of mine ever return to me unfilled.
Therefore, I am always exceedingly careful that all my words and thoughts and emotions are beneficial, positive, constructive and specific in all of their aspects.

By Guiding and Directing that Infinite Energy forever flowing through my mind with words and thoughts and emotions which ARE beneficial, positive, constructive and specific, I bless myself with Perfect Health, with Ever-renewing Life, with Inexhaustible Vitality, with Everlasting Youthfulness, with Wisdom and Understanding, with Wealth, Prosperity, Happiness and an Overflowing Abundance of All Good things of Life.

I bless my fellow beings with beneficial, positive, constructive and specific words and thoughts and emotions and also with gifts of money, services, aid, help, love, praise and encouragement and claim my tenfold return on all of these from the Infinite as is both my privilege and my duty as a Conscious Expression of the Source of that Infinite Energy.

That Always Obedient, All-Powerful Infinite Energy which flows constantly through my mind ALWAYS brings my tenfold return to me. Daily my capacity to receive increases, expands and magnifies.

All Good completely fills my Life and environment and the Lives and environments of all of my fellow beings.

All Good is formed from All-Powerful, All-Present, All-Knowing Infinite Energy which is MINE TO USE HERE AND NOW and is from God, All-Power, All-Presence, All-Knowledge.

And I AM One with God.
So I AM.
So is it.


Jon Speller, Seed Money in Action (New York, NY: Morning Star Press, 1989). [Daily Affirmation supplied from 1964 edition, p. 84.]


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Last modified on January 12, 2007 by Kay Keys (kay@kaykeys.net)